CRA Officer Job at Texas Partners Bank, San Antonio, San Antonio, TX

UXFkR3o2RHcya21pL2t0Tmd3ekg1M1hIVWc9PQ==
  • Texas Partners Bank, San Antonio
  • San Antonio, TX

Job Description

The CRA Officer is responsible for ensuring the organization’s compliance with the Community Reinvestment Act (CRA), promoting activities that meet the credit needs of the communities in which the organization operates. This role involves developing, implementing, and monitoring programs to ensure compliance with the CRA regulations while fostering partnerships with community organizations and stakeholders.

  • Develops the CRA program in conjunction with the Chief Risk Officer and the TPB CRA and Fair Lending Committee.
  • Implements and oversees the bank's CRA Programs and policies to ensure compliance with federal Community Reinvestment Act banking regulations to meet the credit needs of Bank’s defined CRA assessment areas.
  • Maintain an ongoing monitoring program which will provide management with timely information about the bank’s CRA compliance position and gaps in CRA delivery of services, products, and investments to allow management to modify its goals and activities as required to maintain a Satisfactory CRA compliance rating.
  • Identify, validate, and timely report all applicable loans for CRA, HMDA, and Community Development; work with appropriate business units to capture all reportable information.
  • Maintain and update the public file with information regarding the bank’s CRA performance, making it available to the public as required
  • Work in concert with the bank’s Training and Development Officer to develop and deliver CRA training programs for staff, management, and the Board.
  • Prepare for and manage CRA examinations conducted by regulatory agencies and internal audits, including collection of information, materials, and other data.
  • Serves as the subject matter expert of CRA laws, rules, and regulations by maintaining a deep and up-to-date knowledge of regulatory requirements, proposed legislation, and announcements.
  • Leads and coordinates the CRA and Fair Lending Committee by organizing meeting dates and times, setting agendas, and facilitating discussions – particularly those focused on the bank’s current CRA performance, goals, and opportunities for improvement – to ensure efforts support regulatory compliance and long-term community impact.
  • Develops and maintains strong relationships with community organizations, nonprofit agencies, and local stakeholders to identify credit and community development opportunities that align with the bank’s CRA strategy.
  • Act as a liaison between the bank and the community to ensure the bank remains responsive to community credit needs, particularly in low- and moderate-income areas.
  • Maintain CRA-related software for reporting and analytics.
  • Any other duties as assigned

Requirements

  • Bachelor’s degree or higher in related field of study. Minimum 7 years relevant experience in complex banking environment. Management background and demonstrated leadership excellence required.
  • Experience with external examinations for community banks preferred
  • CRCM or related certification preferred
  • Strong knowledge of Fair Lending and Community Reinvestment Act regulatory requirements
  • Strong communication skills
  • Ability to read, analyze and interpret government regulations, trade journals and legal documents.

Job Tags

Bank staff, Local area,

Similar Jobs

Gehi & Associates

Consulting Specialist Job at Gehi & Associates

Job Title: Licensed Attorney Intake & Consultation Specialist (Remote) Company: Gehi & Associates Location: Jackson Heights, NY (11372) Salary: $65,000+ Performance-Based Bonuses Job Type: Full-Time Industry: Immigration Law About Us: Gehi & Associates...

CTI

Federal Sales Representative Job at CTI

 ...Immediate Opening in Rockville, MD Founded in 1990, CTI is a Federal Government contractor that specializes in providing print and data management services for DoD and Federal Civilian agencies. Scope of work: CTI is seeking a proven sales professional with... 

Manning Personnel Group, Inc.

Parttime Administrative Assistant Job at Manning Personnel Group, Inc.

 ...scanning, shredding, processing expense reports, ordering and managing kitchen and office supplies Serve as the face and voice of the company Maintaining and stocking the kitchen daily Maintaining and stocking the office supply room, ordering supplies as needed ... 

Senior Helpers - South Palm Beach

CNA / HHA Job at Senior Helpers - South Palm Beach

 ...Liability insurance as well as we pay into you social security, Medicare and Unemployment benifits. We are looking for Licensed CNA's and HHA's for immediate cases. Would you like a rewarding and gratifying career as a caregiver where you can make a difference in someone's... 

Shavano Family Practice

Virtual Assistant Job at Shavano Family Practice

We are looking for an organized and professional virtual assistant to handle all communications with the company from a remote position. The virtual assistant's responsibilities will also include managing corporate schedules, making travel plans and issuing invoices....